Hard Money Lending Nationwide for Real Estate Investors

Transactional
Funding.

24-hour funding for back-to-back closings. We fund 100% of the A-B purchase price — no credit check, no income verification, no upfront fees. If the deal doesn't close, you pay nothing.

Submit Your Deal → Common Questions
Closing table with HUD-1 settlement statement, pen, and house key
24-Hour Funding 100% A-B Price Funded No Credit Check No Upfront Fees Up to $1,000,000
What Is It

The Double Close
Made Simple.

Transactional funding is a short-term loan provided to wholesalers who purchase and then resell a property on the same day — also known as a "double closing."

Three parties are involved: Party A is the seller. Party B is you, the wholesaler. Party C is your end buyer. You purchase from A (A-to-B), then immediately sell to C (B-to-C). Our funds cover the A-to-B closing so you don't need your own capital in the deal.

When Do You Need This?
  • Your contract is NOT assignable (REO, bank-owned, HUD, Fannie Mae, FHA)
  • You choose NOT to assign to protect your spread from disclosure
  • Local or state law requires a double close to stay compliant
Fee (under $100K)
$1,000
Flat fee · No minimum loan size
Fee ($100K–$1M)
1%
Of the A-B purchase price
No Minimum
$0
We'll fund small deals
Maximum Loan
$1M
Above $1M — contact us
Funding Speed
48hr
Ready within 48hrs of closing
Credit Check
None
Credit is not a factor
No fees if the deal doesn't close. No upfront fees. No hidden fees.
The Process

From Lock to
Funded.

Ideally we'd like to know when you lock in your end buyer — but we can get our ducks in a row within 48 hours of closing.

Required Documents
  • A-to-B Contract (executed)
  • B-to-C Contract (executed)
  • Corporate Docs (Operating Agreement, EIN, Articles of Organization)
  • Driver's License
  • C Buyer's lender info (if financing)
We will never ask for bank statements or proof of income.
Both closings must occur at the same title company.
01
Lock Your End Buyer
As soon as you have an executed B-to-C contract and verified end buyer, reach out to us. The earlier the better — we want to know when you lock your buyer.
02
Submit Your Documents
Send us both contracts, your corporate docs, driver's license, and end buyer's lender info if applicable. No bank statements, no income docs — ever.
03
24-Hour Review
We review your deal quickly. No committees. No delays. If the B-to-C is solid and documents are in order, we approve and prepare for closing.
04
A-to-B Closes — Simultaneously
We wire funds to the title company. The A-to-B and B-to-C closings are structured to happen back-to-back — often within minutes of each other at the same table. You hold title on paper only, for a matter of minutes. This is a paper transaction, not a physical possession.
05
B-to-C Closes — Your Profit Is Released
The B-to-C closing funds immediately after — you never take physical possession of the property. The entire transaction is designed to allow you to purchase the property with none of your own money. Our loan is repaid from the B-to-C proceeds and your profit is released at closing.
FAQ

Common Questions
Answered.

Transactional funding is a short-term loan provided to wholesalers who purchase and then resell a property on the same day — commonly called a "double closing." There are three parties: Party A (seller), Party B (you, the wholesaler), and Party C (your end buyer). We fund your A-to-B purchase so you can immediately sell to C, keeping your spread without using your own capital.
Our fees are based on the A-B purchase price: deals under $100,000 = $1,000 flat fee; deals between $100,000 and $1,000,000 = 1%. For amounts above $1M, contact us. There are no upfront fees, no additional hidden fees, and no fees at all if the transaction does not close.
We have no minimum loan amount — we'll fund small deals. Our standard maximum is $1,000,000 on the A-B purchase price. For deals above $1M, reach out and we'll discuss.
No. Credit is not a factor we take into consideration when making these loans. We do not pull your personal credit for transactional funding.
Yes. We require that both the A-to-B and B-to-C closings happen at the same title company. This is a firm requirement — plan accordingly when you're setting up your deal.
We need: the A-to-B contract, the B-to-C contract, your corporate documents (Operating Agreement, EIN, Articles of Organization), your driver's license, and information on the C buyer's lender if they are obtaining financing. We will never ask for bank statements or proof of income.
Ideally, we'd like to know when you lock in your end buyer. That said, we can get everything in order within 48 hours of your closing date. Don't wait until the last minute — reach out as soon as you have your end buyer locked up.
Yes. Contact us and we will email you a Proof of Funds letter. Call 615-979-6260 or email info@keypartnersfunding.com.
Apply

Ready to Fund
Your Double Close?

Submit your deal and we'll get back to you within 24 hours. Have both contracts and your end buyer locked before submitting.

Time-Sensitive Closing?
Call us directly at 615-979-6260 for 24-hour decisions. We answer during business hours and return calls within the hour.
Rehab Loans → DSCR Loans →
✓
Deal Submitted
We'll review within 24 hours. Call 615-979-6260 for urgent closings.
Submit Your Deal
Transactional funding request

Ready to fund your double close?
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